Savings Accounts
| Savings Accounts | Interest Rate | Annual Percentage Yield* | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change** |
|---|---|---|---|---|---|
| Savings Accounts | 0.35% | 0.35% | $10.00 | $10.00 | Variable |
| Winter Fuel Fund | 0.50% | 0.50% | $10.00 | $10.00 | Variable |
Passbook Accounts
Our passbook savings account requires a $10.00 minimum deposit to open and you’ll receive a passbook to record your transactions.
Statement Accounts
Our statement savings accounts work the same as our passbooks, except that you will receive a monthly statement showing your transactions, each month.
Visit one of our convenient locations to open yours today!
Federal Regulation D dictates that only 6 preauthorized transfers and withdrawals from the account are allowed within a statement cycle.
View All Deposit Rates
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Account Opening Policy
First Federal Savings will be glad to open accounts for anyone living in the mid-coast area on a permanent or seasonal basis. You must have valid, non-expired picture identification and a social security card. People under the age of 18 must have a parent or guardian for certain accounts.
Account Disclaimer
Please note that this is a consumer account. For-profit organizations, partnerships and certain other entities may not be eligible for this type of account.
Important Information About Opening an Account – USA Patriot Act
Bauer Fianancial, an independent national bank rating organization, has again rated FFSL with the highest possible rating of 5 stars.