We work hard to make owning a home easy for you.

Because we are the only MidCoast bank that keeps all of its mortgages in house, we can consider mortgages other banks can't. Don’t wait any longer to turn your housing dreams into a reality. No matter what type of mortgage you are looking for, First Federal is here to meet your needs. 

Residential Mortgage Lending

If you’re looking to purchase a home or land, refinance your existing mortgage or put the equity in your property to use, First Federal Savings has a wealth of experience and depth of products to meet your needs.

Commercial Lending

Our loan officers have the knowledge and experience to assist you with commercial financing. All of our loans are held in our portfolio until maturity.

For current rates, please contact one of our loan officers:


David Platteter, Sr. Vice President

Melissa Kindlimann, Loan Officer

125 Front Street
Bath, Maine 04530
Ph:  (207) 442-8711 Fax: (207) 443-1383

Boothbay Harbor

Jean E. Huber, Vice President

41 Townsend Avenue
Boothbay Harbor, Maine 04538
Ph:  (207) 633-2660 Fax: (207) 633-7259


Brenda L. Scherer, Vice President

283 Main Street
Damariscotta, Maine 04543
Ph: (207) 563-3111  Fax: (207) 563-3396


Charlotte Kaplan, Vice President

695 Bath Road
Wiscasset, Maine 04578
Ph: (207) 882-6266 Fax: (207) 882-6273