We work hard to make owning a home easy for you.

Because we are the only MidCoast bank that keeps all of its mortgages in house, we can consider mortgages other banks can't. Don’t wait any longer to turn your housing dreams into a reality. No matter what type of mortgage you are looking for, First Federal is here to meet your needs. 

Residential Mortgage Lending

If you’re looking to purchase a home or land, refinance your existing mortgage or put the equity in your property to use, First Federal Savings has a wealth of experience and depth of products to meet your needs.

Commercial Lending

Our loan officers have the knowledge and experience to assist you with commercial financing. All of our loans are held in our portfolio until maturity.

For current rates, please contact one of our loan officers:

Standard e-mail is not Secure: E-mail from this link is not a secure connection. You should not use e-mail to send sensitive information. For example; financial data, debit card numbers, or personal information (DOB or SS#, etc.). If you need to send sensitive information, please call us during business hours, 9:00AM – 4:00PM and we can send you a secure email that you can use to send this information.


David Platteter, Sr. Vice President
(read more about David)

125 Front Street
Bath, Maine 04530
Ph: (207) 442-8711 Fax: (207) 443-1383

Boothbay Harbor

Donna Gregory, Loan Officer
(more about Donna coming soon)

41 Townsend Avenue
Boothbay Harbor, Maine 04538
Ph: (207) 633-2660 Fax: (207) 633-7259


Brenda L. Scherer, Vice President

(read more about Brenda)

283 Main Street
Damariscotta, Maine 04543
Ph: (207) 563-3111  Fax: (207) 563-3396


Jean Huber, Vice President
(read more about Jean)

695 Bath Road
Wiscasset, Maine 04578
Ph: (207) 882-6266 Fax: (207) 882-6273

Security Freeze

Security Freeze – Place a security freeze on your credit report(s).  A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud. Learn more here.

Credit Reporting Agencies:


Attn. Customer Care
PO Box 2390
Allen, TX 75013
(888) 397-3742

Online, by creating an Experian account.


P.O. Box 105788
Atlanta, GA 30348-5788
(888) 298-0045

Online, by creating a myEquifax account.


P.O. Box 160
Woodlyn, PA 19094
(866) 744-8221

Online, by creating a TransUnion account.