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Privacy Policy

Privacy Policy

FACTS WHAT DOES FIRST FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION? Rev. 12/2010

 

   Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
   What? The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and income
  •  Account balances and Transaction History
  • Assets and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.

  How? All financial companies need to share Customer’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their Customer’s personal information; the reasons First Federal Savings & Loan chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does First Federal Savings share?

Can you limit this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes –

to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

NO

For our affiliates’ everyday business purposes –

Information about your transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes –

Information about your creditworthiness

NO

WE DON’T SHARE

For nonaffiliates to market to you

NO

WE DON’T SHARE

 

Questions? Call 1-800-499-8711 or go to www.firstfederalbath.com

 

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Who we are
Who is providing this notice? FIRST FEDERAL SAVINGS & LOAN ASSOCIATION
What we do
How does First Federal Savings protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does First Federal Savings collect my personal information? We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Make deposits or Withdrawals
  • Give us your contact information or show us your driver’s license

We also collect personal information from others, such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • First Federal Savings has no affiliates
Nonaffiliates Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • First Federal Savings does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Federal Savings doesn’t jointly market
Other important information
If you have any questions, please call us at 1-800-499-8711 toll free in Maine only, or at 207-442-8711, or you may visit us at www.firstfederalbath.com

 

 

Report Lost or Stolen Card or Ask Questions

Within the U.S.  1-833-221-8637
Outside the U.S.  1-614-564-5105

Initiate a Dispute for Fraud or Non-Fraud Transactions

1-833-221-8638

Winter Hours: Effective 12/06/21 our Congress Avenue branch will be opening at 9:00am