Savings Accounts

Savings AccountsInterest RateAnnual Percentage Yield*Minimum to OpenMinimum to Obtain APYFrequency Rate Change**
Savings Accounts0.10%0.10%$10.00$10.00Variable
Winter Fuel Fund0.50%0.50%$10.00$10.00Variable
Passbook Accounts

Our passbook savings account requires a $10.00 minimum deposit to open and you’ll receive a passbook to record your transactions.

Statement Accounts

Our statement savings accounts work the same as our passbooks, except that you will receive a monthly statement showing your transactions, each month.

Visit one of our convenient locations to open yours today!

Federal Regulation D states that no more than 6 covered transfers or withdrawals such as (1) a preauthorized transfer (2) automatic transfer (3) using the bank’s home or Internet banking service, made to another account of the same depositor at the same bank within a statement cycle.


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Account Opening Policy
First Federal Savings will be glad to open accounts for anyone living in the mid-coast area on a permanent or seasonal basis. You must have valid, non-expired picture identification and a social security card. People under the age of 18 must have a parent or guardian for certain accounts.
Account Disclaimer
Please note that this is a consumer account. For-profit organizations, partnerships and certain other entities may not be eligible for this type of account. Important Information About Opening an Account - USA Patriot Act *Fees could reduce earnings. **For variable rate accounts, rates may change after the account is opened.