These Rates are Current as of Friday October 30, 2025
| Checking Accounts | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| NOW Checking | 0.05% | 0.05% | $100.00 | $200.00 | Variable |
| ECO Checking | 0.20% | 0.20% | $200.00 | $200.00 | Variable |
| Savings Accounts | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| Savings Accounts | 0.05% | 0.05% | $10.00 | $10.00 | Variable |
| Winter Fuel Fund | 0.45% | 0.45% | $10.00 | $10.00 | Variable |
| Money Market Accounts | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| Money Market | 0.07% | 0.07% | $2,500.00 | $200.00 | Variable |
| Money Market | 0.07% | 0.07% | $2,500.00 | $2,500.00 | Variable |
| Premier Money Market Accounts [3] | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| Premier Money Market | 0.08% | 0.08% | $10,000.00 | $10,000.00 | Variable |
| Premier Money Market | 0.50% | 0.50% | $10,000.00 | $25,000.00 | Variable |
| Premier Money Market | 1.50% | 1.51% | $10,000.00 | $50,000.00 | Variable |
| Premier Money Market | 2.00% | 2.02% | $10,000.00 | $100,000.00 | Variable |
Don’t forget, loyalty points could earn you an additional .39%
| Certificate of Deposit Accounts [4] | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| 90 Day Certificate of Deposit | 2.00%
| 2.02%
| $1,000.00 | $1,000.00 | |
| 6 Month Simple Certificate of Deposit | 0.10% | 0.10% | $1,000.00 | $1,000.00 | |
| 6 Month Compounded Certificate of Deposit | 2.50% | 2.53% | $10,000.00 | $10,000.00 | |
| 9 Month Certificate of Deposit | 0.10% | 0.10% | $1,000.00 | $1,000.00 | |
| 10 Month Certificate of Deposit | 0.15% | 0.15% | $1,000.00 | $1,000.00 | |
| 11 Month Certificate of Deposit | 0.15% | 0.15% | $1,000.00 | $1,000.00 | |
| 1 Year Certificate of Deposit | 3.00% | 3.05% | $1,000.00 | $1,000.00 | |
| 15 Month Certificate of Deposit | 0.20% | 0.20% | $1,000.00 | $1,000.00 | |
| 1 1/2 Year Certificate of Deposit | 0.25% | 0.25% | $1,000.00 | $1,000.00 | |
| 2 Year Certificate of Deposit | 2.75% | 2.79% | $1,000.00 | $1,000.00 | |
| 2 1/2 Year Certificate of Deposit | 0.40% | 0.40% | $1,000.00 | $1,000.00 | |
| 4 Year Certificate of Deposit | 0.50% | 0.50% | $2,500.00 | $2,500.00 | |
| 4 1/2 Year Certificate of Deposit | 0.70% | 0.70% | $10,000.00 | $10,000.00 | |
| Individual Retirement Accounts [4] [5] | Interest Rate | Annual Percentage Yield [1] | Minimum to Open | Minimum to Obtain APY | Frequency Rate Change [2] |
| 1 1/2 Year IRA | 3.75% | 3.82% | $100.00 | $100.00 | |
| 5 Year IRA | 1.00% | 1.01% | $100.00 | $100.00 | |
1. Fees could reduce earnings.
2. For variable rate accounts, rates may change after the account is opened.
3. To be eligible for the Premier Money Market, you must have a NOW account and Debit Card. If the account falls below $10,000.00 no interest is earned.
4. A penalty may be imposed for early withdrawal.
5. IRS penalties for early withdrawal may also apply.
