These Rates are Current as of Friday October 25, 2024

Checking Accounts	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
NOW Checking	0.05%	0.05%	$100.00	$200.00	Variable
ECO Checking	0.20%	0.20%	$200.00	$200.00	Variable

Savings Accounts	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
Savings Accounts	0.05%	0.05%	$10.00	$10.00	Variable
Winter Fuel Fund	0.45%	0.45%	$10.00	$10.00	Variable

Money Market Accounts	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
Money Market	0.07%	0.07%	$2,500.00	$200.00	Variable
Money Market	0.07%	0.07%	$2,500.00	$2,500.00	Variable

Premier Money Market Accounts***	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
Premier Money Market	0.08%	0.08%	$10,000.00	$10,000.00	Variable
Premier Money Market	0.10%	0.10%	$10,000.00	$25,000.00	Variable
Premier Money Market	0.12%	0.12%	$10,000.00	$50,000.00	Variable
Premier Money Market	0.15%	0.15%	$10,000.00	$100,000.00	Variable

Don’t forget, loyalty points could earn you an additional .39%

Certificate of Deposit Accounts****	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
90 Day Certificate of Deposit	4.00%	4.08%	$1,000.00	$1,000.00
6 Month Simple Certificate of Deposit	0.10%	0.10%	$1,000.00	$1,000.00
6 Month Compounded Certificate of Deposit	4.70%	4.81%	$10,000.00	$10,000.00
9 Month Certificate of Deposit	0.10%	0.10%	$1,000.00	$1,000.00
10 Month Certificate of Deposit	0.15%	0.15%	$1,000.00	$1,000.00
11 Month Certificate of Deposit	0.15%	0.15%	$1,000.00	$1,000.00
1 Year Certificate of Deposit	3.50%	3.56%	$1,000.00	$1,000.00
15 Month Certificate of Deposit	0.20%	0.20%	$1,000.00	$1,000.00
1 1/2 Year Certificate of Deposit	0.25%	0.25%	$1,000.00	$1,000.00
2 Year Certificate of Deposit	3.50%	3.56%	$1,000.00	$1,000.00
2 1/2 Year Certificate of Deposit	0.40%	0.40%	$1,000.00	$1,000.00
4 Year Certificate of Deposit	0.50%	0.50%	$2,500.00	$2,500.00
4 1/2 Year Certificate of Deposit	0.70%	0.70%	$10,000.00	$10,000.00

Individual Retirement Accounts*****	Interest Rate	Annual Percentage Yield*	Minimum to Open	Minimum to Obtain APY	Frequency Rate Change**
1 1/2 Year IRA	3.75%	3.82%	$100.00	$100.00
5 Year IRA	1.00%	1.01%	$100.00	$100.00

*Fees could reduce earnings.
**For variable rate accounts, rates may change after the account is opened.
***To be eligible for the Premier Money Market, you must have a NOW account and Debit Card. If the account falls below $10,000.00 no interest is earned.
**** A penalty may be imposed for early withdrawal.
*****IRS penalties for early withdrawal may also apply.